Therapy for Oscar Health Members
If you have an Oscar Health plan, your mental health benefits are typically managed by Optum Behavioral Health, Oscar’s behavioral health partner, through the Optum/UnitedHealthcare network.
Psychological Healing is not directly contracted with Oscar, but it is in network with Optum, so many Oscar members can see our licensed clinicians by secure video, and in person in some states.
- 40 clinicians
- In person in 20 states
- Video sessions in 44 states
How to check whether your Oscar plan covers us
- 01
Look at your Oscar member ID card or plan documents for the behavioral health or mental health phone number, which is usually Optum.
- 02
Send us your member ID through the request form.
- 03
We verify your benefits with Optum before your first session and let you know what we found.
Oscar plans vary by state, network, and year, so we always confirm your specific plan before booking.
We do not accept Medicare or Medicare Advantage plans.
How your benefits apply
Mental health care is one of the essential health benefits that marketplace plans must include. What you’ll owe depends on your plan’s cost-sharing terms and whether your clinician is in-network. We’ll verify your benefits and let you know what we found before you start.
What we help with
Anxiety, depression, Obsessive-Compulsive Disorder (OCD), including Exposure and Response Prevention (ERP), trauma and Posttraumatic Stress Disorder (PTSD), and more. Couples and family therapy are available with select clinicians. More on Optum/UnitedHealthcare.
Where we see clients
Through the Optum/UnitedHealthcare network, we see Oscar members by video in California, Colorado, Florida, Georgia, Hawaii, Idaho, Illinois, Nevada, New Hampshire, New York, Ohio, Oregon, Texas, Virginia, Washington, and Wisconsin. We’ll confirm whether your Oscar plan covers care with us in your state.
Psychological Healing has 40 clinicians, offering in-person sessions in 20 states and video sessions in 44 states. In-person availability for Oscar members depends on your state and plan, so ask when you book.
Frequently asked questions
Can Oscar members see you?
We don’t contract with Oscar directly. Oscar’s mental health benefits are managed by Optum, and we’re an Optum network provider, so many Oscar members can see us. We confirm each plan before booking.
Do I need a referral?
Some Oscar plans require one and others don’t. We’ll check yours.
My plan changed at open enrollment. Can I keep my therapist?
Send us your new card and we’ll re-verify.
Clinically reviewed by Karan Singh, Ph.D. · Last reviewed October 23, 2026