Insurance · Optum / UnitedHealthcare

In-Network Therapists for Optum and UnitedHealthcare Members

Yes. Psychological Healing is in-network with Optum and UnitedHealthcare (UHC) in 16 states, and our licensed psychologists and therapists see members by secure video. For many UnitedHealthcare plans, Optum manages the mental health benefit, so your therapy may be covered through Optum even if your card says UnitedHealthcare. With insurance, what you pay depends on your plan, including your deductible and your share of each session, and we verify your benefits and explain them before your first session. See the states we cover ↓

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We're in-network with Optum and UnitedHealthcare in 16 states.

  • 40 clinicians
  • In person in 20 states
  • Video sessions in 44 states

UnitedHealthcare or Optum: which is on your card?

For many UnitedHealthcare plans, mental health benefits are managed by Optum Behavioral Health. That means your therapy claims may go to Optum even though your card says UnitedHealthcare. The back of your card usually lists a “Behavioral Health” or “Mental Health” phone number. Either way, send us your member ID number and we’ll confirm your coverage.

What you’ll pay

Your share of the cost depends on your plan, including any deductible. We verify your benefits and tell you what to expect before your first session. You can also ask our admin team when you book.

Coverage by location

States we cover

We see Optum and UnitedHealthcare members by video in California, Colorado, Florida, Georgia, Hawaii, Idaho, Illinois, Nevada, New Hampshire, New York, Ohio, Oregon, Texas, Virginia, Washington, and Wisconsin. In person: offices throughout the US.

Find an Optum or UnitedHealthcare therapist in your state

Start with your state’s guide. Each one explains how we work with Optum and UnitedHealthcare there and how we check your plan before your first session.

What we treat

We treat anxiety, depression, obsessive-compulsive disorder (OCD), trauma, and posttraumatic stress disorder (PTSD), among other concerns. For OCD, our clinicians use Exposure and Response Prevention (ERP). Most care is individual therapy for adults. Couples and family therapy is available with select clinicians, and we check your plan first. Read about couples therapy and insurance.

UnitedHealthcare members

We see members of UnitedHealthcare and Optum employer-sponsored and individual commercial plans.

We do not accept Medicare or Medicare Advantage plans.

Other insurance

We’re also in-network with Aetna, and we see Oscar members through the Optum/UHC network. Depending on the clinician and state, some of our clinicians also accept Anthem.

FAQ

Frequently Asked Questions

Do I need a referral from UnitedHealthcare?

Most commercial plans don’t require one for outpatient therapy. We’ll check yours.

Is video therapy covered the same as in-person?

Often yes, but plans vary. We’ll verify.

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Clinically reviewed by Karan Singh, Ph.D. · Last reviewed October 23, 2026