CBT for Insomnia (CBT-I) Online


Clinically reviewed by Karan Singh, Ph.D.
Last reviewed October 16, 2026

You’re exhausted, but the moment your head hits the pillow, your mind switches on. Or you fall asleep fine and wake at 3 a.m., wide awake. Over time, bed starts to feel like a place to struggle instead of rest. Cognitive Behavioral Therapy for Insomnia (CBT-I) is the recommended first treatment for chronic insomnia, ahead of sleeping pills, and it works well by video. Some of our clinicians offer CBT-I by secure telehealth in 20 states, so ask when you book and we’ll match you with one who provides it.

What Is CBT-I?

CBT-I is a short, structured treatment that retrains the habits, sleep schedule, and thoughts that keep insomnia going. It isn’t the same as “sleep hygiene” tips. It’s a specific set of evidence-based techniques, adjusted week by week using your own sleep diary.

Major medical organizations recommend CBT-I as the first-line treatment for chronic insomnia in adults, including the American College of Physicians and the American Academy of Sleep Medicine (AASM). The U.S. Department of Veterans Affairs and Department of Defense (VA/DoD) guidelines also recommend it.

Why CBT-I Works Better Long Term Than Sleeping Pills

Sleep medications can help in the short term, but their benefits usually end when you stop taking them, and some carry side effects. CBT-I targets the causes of insomnia, so improvements tend to last after treatment ends. Many people who take sleep medication are able to reduce or stop it with their doctor’s guidance during or after CBT-I.

What Happens in CBT-I

CBT-I usually takes 4 to 8 sessions. It typically includes:

  • Sleep diary. You track your sleep for a week or two, so treatment is based on your real patterns.
  • Sleep restriction (sleep scheduling). You temporarily limit time in bed to match the amount you’re actually sleeping, which builds stronger sleep drive. Time in bed then expands as your sleep improves.
  • Stimulus control. You re-train your brain to link bed with sleep, for example by getting up if you can’t sleep and keeping a consistent wake time.
  • Cognitive therapy. You address worry about sleep, such as “If I don’t sleep tonight, tomorrow will be a disaster,” that keeps you alert.
  • Relaxation skills to calm a racing mind and tense body.
  • Sleep-friendly habits, such as timing caffeine and light exposure.

The first couple of weeks can feel tiring, especially with sleep scheduling. Most people notice clear improvement within a few weeks.

Insomnia with Anxiety, Depression, or PTSD

Insomnia often travels with anxiety, depression, chronic pain, or posttraumatic stress disorder (PTSD), and it can make them worse. CBT-I helps even when other conditions are present, and improving sleep often helps mood and anxiety too. If nightmares are part of the problem, your clinician may add nightmare-focused treatment. Learn more about our trauma and PTSD therapy, anxiety therapy, and depression therapy.

When to see a doctor first: if you snore loudly, stop breathing during sleep, have an irresistible urge to move your legs, or fall asleep during the day without meaning to, talk with your doctor about a sleep disorder evaluation. CBT-I treats insomnia, but conditions like sleep apnea need medical care.

CBT-I Online

CBT-I is well suited to telehealth. Sleep diaries, schedules, and skills are easy to review by video, and research shows CBT-I delivered remotely can work as well as in-person treatment. Online sessions also mean no driving after a bad night. Learn how our teletherapy works.

Is It Insomnia?

Chronic insomnia means trouble falling asleep, staying asleep, or waking too early at least three nights a week for three months or more, along with daytime effects such as fatigue, poor concentration, irritability, or low mood. It’s very common: roughly 1 in 10 adults has chronic insomnia, and many more have short-term sleep problems.

Short bouts of poor sleep after stress, travel, or illness are normal. They become chronic insomnia when the habits and worries that develop to cope with bad sleep start keeping the problem going.

The Sleep Diary: Your Treatment Map

CBT-I depends on a simple daily sleep diary. Each morning you record:

  • When you got into bed and when you got out
  • About how long it took to fall asleep
  • How many times you woke up and for how long
  • Your final wake-up time
  • How rested you feel
  • Naps, caffeine, alcohol, and any sleep medication

You don’t need to be exact. Rough estimates are fine, and clocks shouldn’t be watched during the night. Your clinician uses the diary each week to calculate your sleep efficiency (the percentage of time in bed spent asleep) and adjust your schedule.

What to Expect Week by Week

  • Week 1: Learn how sleep works and start your diary.
  • Week 2: Set a consistent wake time and a temporary sleep window based on your diary, and begin stimulus control.
  • Weeks 3–4: Expand your sleep window as sleep becomes more solid, and work on worry and racing thoughts at night.
  • Weeks 5–8: Fine-tune your schedule, address remaining habits, and build a plan for handling bad nights in the future.

The first week or two of a sleep schedule can leave you sleepier during the day. Avoid driving or using dangerous machinery if you feel drowsy, and let your clinician know so they can adjust the plan.

Common Myths About Sleep

  • “I need eight hours or I can’t function.” Sleep needs vary, and worrying about the number often makes sleep worse.
  • “If I can’t sleep, I should stay in bed and rest.” Lying awake in bed teaches your brain that bed is a place for being awake.
  • “A nightcap helps me sleep.” Alcohol may help you fall asleep, but it disrupts sleep later in the night.
  • “Catching up on weekends fixes it.” Sleeping in shifts your body clock and can make Sunday night harder.

Insurance Coverage

When CBT-I is provided by a licensed mental health clinician, it’s generally billed as outpatient psychotherapy. We’re in-network with Aetna, Optum and UnitedHealthcare, Oscar (through the UnitedHealthcare network), Anthem and Carelon (through Headway), Blue Cross Blue Shield, Ambetter, and others.

We do not accept Medicare or Medicare Advantage plans.

Our clinicians are licensed across 20 states, and we have in-person offices throughout the US.

Frequently Asked Questions

Do all of your clinicians offer CBT-I? No. Some of our clinicians are trained in CBT-I. Ask when you book, and we’ll match you.

Is CBT-I covered by insurance? Often, yes. When it’s provided by a licensed clinician, CBT-I is usually covered as outpatient mental health care. We’ll check your benefits before you start. We do not accept Medicare or Medicare Advantage plans.

How long does CBT-I take to work? Most people complete CBT-I in 4 to 8 sessions, and many notice better sleep within two to four weeks.

Does CBT-I work online? Yes. Research supports telehealth CBT-I, and its structured format fits video sessions well.

Is CBT-I better than sleeping pills? For chronic insomnia, guidelines recommend CBT-I first because its benefits last after treatment ends. Talk with your doctor before changing any medication.

What is sleep restriction, and is it safe? Sleep restriction temporarily limits your time in bed to rebuild your natural sleep drive. It’s safe for most people, but it may not be right if you have certain conditions, such as bipolar disorder or a seizure disorder, or if you drive for work. Your clinician will adjust the plan for you.

Can CBT-I help if I also have anxiety or PTSD? Yes. CBT-I improves sleep even when other conditions are present, and better sleep often helps those conditions too.

If you are in crisis or thinking about harming yourself, call or text 988 (Suicide & Crisis Lifeline) or call 911.